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Persuasive Letter

Your Name


Bank name

Loan number:


To whomsoever it may concern.

I am writing this to inform you about my financial hardship. I have lost my job and I am trying to get another job. But as you know in this period of recession getting a job is not easy, it is become very difficult for me to pay the bills.

I have a good payment history and have never been late on my payments. I would like to pay everything I owe and plan to make payments regularly once I get a job.

I expect this situation to be temporary and expect you to provide a plan that would allow me to make minimal payment or no payment for next few months. I am aware that you have some kind of repayment plans and loan modifications where I don’t have to pay late fees and my credit is also not effected etc. I have also enclosed the bank statements of last three months, spreadsheets of my monthly expenses etc for your reference.

Looking forward to your reply and thanking you in anticipation.


Your signature


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