Sample credit card dispute letters are written for various purposes. These purposes may include complaint for unwanted late fees charged, unwanted blocking of the card, or any other issues those are related with the credit card. By writing these letters, you can make the bank aware about the unwanted charges for you. These letters are written in a simple language.
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Sample Credit Card Dispute Letter Writing Tips:
- Mention all the needed details, the amount, the date, name of the bank, number of the credit card etc.
- Mention that you have been always prompt while making payment of your credit card and hence these late payment charges are not valid.
- Use polite language. Also write that you are enclosing the cheque numbers list on the cheques through which you have made all the payments.
Sample Credit Card Dispute Letter Template
Subject – _______(mention the purpose)
I am Mr.______(your name), writing this letter to you to complain about the unwanted amount charged to my account as late fees. I always make payment of my credit card in time and hence I feel these charges of Rs ____(amount)-are deducted unnecessarily without any reason and without informing me. You can check the entire record of my credit card and you will find all the payments done on time and there are no late fees. It is my sincere request to see what the matter is and resolve the matter as early as possible. I am attaching herewith cheque number for your perusal. Looking forward to get a positive reply from your side.
Sample Credit Card Dispute Letter Sample, Email and Example/Format
Subject – sample credit card dispute letters
I am Mr.Samir Shah, having credit card of your Maharashtra Cooperative Bank since last two years. I am writing this letter to you to make you aware that I have been charged unwanted late fees by you. However, I have cleared all the payments of the credit card prior to the due date but the statement of my credit card for the month of October 2014 shows the late fee payment of Rs.2000/- which I have not understood. My credit card record has been very good since years so I amsurprised to seethese additional latecharges. Though I have done the due payment three days before the due date, my account is debited for Rs.2000/- for no reason and without my knowledge. Hence I request you to look into the manner at the earliest. I am hereby enclosing herewith the cheque number and the other related documents. Awaiting a positive response from your end.
All types of credit letters are formal letters thus it should be written in formal and professional language. Credit letter can be written for various purposes it can be written as complaining letter. By writing such complaining credit letter an account holder can forged complain with the bank for unnecessary charges levied on him or her.
Subject: SAMPLE CREDIT CARD DISPUTE LETTER
Dear, Mr. Kermit
I Ms. Shayla C. Ralston a credit card holder of your New York Cooperative Bank and I hereby inform you by writing this credit card dispute letter that unnecessary late fees payment has charged to me by your bank accounting department. Till date it is my best record that I had made all my credit card bill payments on or before the due date give by you but your bank accounting statement have been showing that late fees payment of rupees 5,000 has charged to me for the month of August, 2010. But for this month I had made payment on 28th of August, 2010 which is 2 days prior to the given due date. This amount is unnecessarily and without my permission is deducted from my account thus I humble request you to kindly look into this matter as soon as possible. For your reference I have attached all cheque numbers detailed list. Hope to hear needful from you as soon as possible.
Ms. Shayla C. Ralston
4403 Maud Street
Wilmington, DE 19801