A claim letter is a means to inform the insurance company regarding the partial or complete damage happened and request the company for the reimbursement of the same. The letter has to be written by the claimant to ask for the compensation or to inform about the damage that has taken place. This letter is also written by the claimant in case of the death of his relatives to ask for the claim amount.
The letter should contain all the necessary details like when the incident happens, how much loss it caused to you etc. Usually, an insurance claim letter is written to get a claim for a car accident, for a medical claim, reimbursement, or damaged goods. Below you can find the sample, template, and tips to write an insurance claim letter.
Sample Letter for an Insurance Claim Writing Tips:
- The claimant should write this letter immediately after the damage has taken place.
- You must include all the details of the damage date, venue, etc. You have also to mention the reason for the damage if any.
- Write the reference number on the basis on which the claim is being asked for.
- You have to attach supporting documents along with this letter. These documents may include a death certificate, report of the doctor, etc.
Sample Letter for an Insurance Claim Template
Subject – Claim letter
Dear _________ (name)
I, ________ (name) .I am having a life insurance policy in the name of my father ___________ (name of father) the policy number is __________ (policy number) dated _____ (date). The policy is nominated in the name of my mother _______ (name of mother).
I am writing this letter to you to inform you about the sad demise of my father. As my mother is a legal nominee and she was dependent on him, I request you to pay her the claimed amount. As per my records the amount for the reimbursement comes to Rs.____________ (amount). The detailed documents and the death certificate are attached herewith. You are requested to release the due amount as it can be helpful for her. Looking forward to early response from your end.
Sample Letter for an Insurance Claim Sample, Email and Example/Format
Subject – Claim letter
Dear Mr.A. P. Sinha
I am writing this letter to you to inform you that I have taken a policy from your organization the policy number being AT501246 dated 18.09.2013 as a life insurance policy for my father, Mr. Tuhin Jaiswal, the nominee for the same s my mother, Maya Jaiswal.
I feel very sorry to let you know that my father had met with an accident and no more with us. His death certificate is enclosed herewith for your perusal. I want to file this claim as my mother was financially dependent on my father. According to my documents, the due amount to her is Rs.200000/-. You are requested to release the due amount that can be helpful indeed for her future. An early response from your side is highly appreciated. Thanking you.
This is regarding the insurance claim for my car. My policy number is ____________.
The details of the accident are as given below:
I parked my vehicle in the parking area at my office. Unfortunately, a delivery truck tried to park between two cars and hit my car from behind. The body from behind got smashed.
When I realized I immediately contacted your customer care and gave the details. I checked all my Insurance papers and realized that I am eligible for a claim of ___________ _. Your Company sent a representative and filed the report, and they told me that they will call me soon regarding the insurance and will get the feedback from the company at the earliest.
I want to bring to your notice that I didn’t get any correspondence from the company yet in spite of my reminders for the last ten days.
Kindly look into it and expecting a positive response at the earliest.