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Credit Increase Request Letter

This letter is from a client of the bank who has already taken credit but now wants to increase the amount of his credit. These types of letters should have all the necessary information that is crucial for the smooth transaction of the procedure.

Here is a sample credit increase request letter:


Mr. Robert Stevenson

Mayfield Appt #20,



Mr. Simon Smith

Head, Loan and Credit Deptt

The Urban Cooperative Society Bank,

Elms Street,


21st June, 2010

Ref: Increasing credit request

Dear Mr. Smith,

I had taken a credit from your bank nearly three months back. I had taken Home improvement loan, payable by me in the time period of 1 year. I have been regularly paying the interest on the amount. But now due to some miscalculations on part of the renovators the amount of the work undertaken has been increased. I thus, want to increase the credit amount from $12,000 to $14,000.

I have been in touch with the bank and they have asked me to give a written application, along with all the related documents. I am, hereby, enclosing the required papers of my loan.

I hope that my application for increasing the credit amount will be entertained by your esteemed bank.

Thank You,

Yours sincerely,

Robert Stevenson

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