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Sample Loan Application Letter

Loan application is written when the applicant wants to seek monetary assistance in the form of loan mostly on mortgage of property. Since it is a request, the letter should be written in a polite tone.

  • As loan application letter is formal in nature, the phrases and words should be chosen carefully.
  • The language used should be simple and easy to understand
  • The content of the letter should be short and straightforward.

Sample Loan Application Letter Template

Use our free Sample Loan Application Letter to help you get started. Simply download the .doc or pdf file and customize it. If you need additional help or more examples check out some of the sample letters below.



__________ (Branch Manager’s name)
__________ (Branch address)


______________ (Your name)
______________ (Your address)

Date __________ (date of writing letter)

Dear Mr. /Ms_____________ (name of the concerned person),

I have a savings account in your bank with account no._________ for the past …………… years. I want to apply for a ……………..(type of loan) loan for ………………….(state purpose) .

If you can inform me the details and formalities required for seeking the loan, I shall make all the arrangements and meet you at the earliest.

Looking forward to meet you,

Thanking you,

Yours Sincerely,


___________ (Your name)


Download Template (Doc and PDF)

Word Filepdf

Sample Loan Application Letter Sample, Email and Example/Format



The Branch Manager,
Axis Bank,
Station Road Branch,

30th September, 2013

Subject: Loan application letter

Dear Sir/Madam,

I have a savings account in your bank for the last five years. I want to avail a home loan from your bank. I would like to know the details to seek home loan from your bank.

I am a salaried employee and I work for central government organization as a research scientist. You can verify my salary certificate and other details.

As the home loan interest rates have down, I would like to utilize this opportunity to buy a house. I have already booked a flat in Banjara Hills Hyderabad and I need about Rs 35 lakhs as loan amount. With my pay scale, I think I am eligible to seek loan for this amount.

If you can send your representative to my place, we can discuss and finalize the loan. I shall keep all the documents ready so that there will not be delay in processing the loan.

Looking forward to hear from you,


Yours Sincerely,


Pavan Kumar


Email Format

Loan application letter is written to ask for monetary credit service on some kind of secured mortgage basis. As it is our requirement the words should be so humble and sincere that the banker or the lender acquires total trust on the applicant. Loan application letter helps the loan applier to appeal for the various types of loans which ever he wishes to depend upon certain conditions.

Dear Cora,

I have sent this letter to you in order to explain my reasons behind requesting a loan modification on my mortgage. I wish to purchase a Mercedes Benz 300 Limousine costing Rs 56 lakhs. I am requesting an interest reduction down to 6.25% from my current 8.80%. I feel it is a fair percentage for you, and it is just within my means.

Without a reduction on the interest, I will not be able to afford the monthly payments. I have to choose between a loan modification and a foreclosure. I would far prefer the former, and you probably would as well. 6.25% is the most I will be able to manage, even if I cut all of my expenses out of the picture. Please consider my application seriously and I hope to hear more from you on the matter.

Yours Faithfully,


Jimmie Verna Melendez.


Sample Loan Application Letter Generator

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1 Comment


letter to company boss for papers and salary certificate for bank loan and approval also

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